Summerlake Homes in Winter Garden, FL
An established Horizon West community in the Village of Bridgewater: about 1,400 homes on Lake Hancock, built out between 2009 and 2019, with a lakefront clubhouse, an HOA and no CDD found on the parcels we checked (2026). The place buyers land when they want Horizon West without the construction.
$579.9K
Median closed sale, 12 months
37
Median days on market
~1,400
Homes, built 2009 to 2019
None
CDD on the parcels we checked, tax year 2026
Stellar MLS closed sales, twelve months to early October 2026; tax year 2026 parcel records. Updated October 2026.
Living in Summerlake
Summerlake sits in the Village of Bridgewater, the established side of the Horizon West plan, between Lake Hancock Road and Summerlake Park Boulevard. It carries a Winter Garden address and a 34787 zip.
D.R. Horton and KB Home built most of the production homes, and a short run of custom lakefront estates sits on the water.
What makes it different from the villages still under construction: the streets are finished, the trees have had a decade to grow, the amenity center is paid for, and there is no Community Development District on the tax bill. The tradeoff is that you are buying a resale, so condition, roof age and the previous owner’s upgrades are the conversation, not the design center.
How Summerlake compares to Hamlin, Waterleigh and the other villages is in our Horizon West guide. Weighing a brand new build instead? See the Horizon West new construction guide.
Summerlake home prices
About 1,260 single family homes and 180 townhomes, from roughly 1,400 to 4,400 square feet, with the typical home around 2,450 square feet on a 6,000 to 8,000 square foot lot. Most of the inventory was built between 2014 and 2017.
Over the twelve months to early October 2026, Stellar MLS shows 73 closed sales at a median of $579,900, about $238 per square foot, with a median of 37 days on market. That is under the Horizon West wide median of $612,208 (Redfin, three months ending September 2026), which is the age discount against the new phases.
| Home type | Typical range | Notes |
|---|---|---|
| Townhomes | About $395K to $475K | 13 sales, median $440,000. Exterior maintenance in the dues |
| Single family | About $500K to $750K | 60 sales, median $590,000. The bulk of the village |
| Pool and premium lot | About $700K to $900K | Conservation or water views carry the premium |
| Lakefront estates | About $1.5M to $2.6M+ | A handful of custom homes on Lake Hancock |
Summerlake HOA, CDD and lakes
Short answer: HOA yes, and no CDD found on the parcels we checked (2026). Here is what that means for your monthly cost.
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One homeowners association
The Summerlake Community Association covers the lakefront clubhouse, resort style pool and sun deck, fitness center and aerobics room, tennis and basketball courts, playgrounds, dog park, and the walking and biking trails. Townhome sections add exterior maintenance. Dues are set annually by the association; we send the current statement with every showing.
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No Community Development District
The Summerlake parcels we checked for tax year 2026 carry no CDD assessment. The only non ad valorem lines are Orange County’s standard stormwater, garbage and street light charges, about $657 a year. Against a newer Horizon West phase paying $1,500 to $3,500 a year in CDD, that is real money every month for as long as you own the home.
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Lake access
The village touches Lake Hancock, Ski Lake and Saw Grass Lake. Lake Hancock is the big one, shared with Hamlin Town Center across the water, which is why the Disney fireworks are visible from the clubhouse side on a clear night.
Schools and drive times
Summerlake Elementary opened in 2024 at 15450 Porter Road to relieve Independence and Water Spring, and it now serves most Summerlake addresses. Zones shift as Horizon West grows, so confirm any specific address with the OCPS school locator.
| School or destination | Assigned school or drive time |
|---|---|
| Elementary | Summerlake Elementary |
| Middle | Hamlin Middle |
| High | Horizon High |
| Hamlin Town Center | About 9 minutes, 4 miles |
| Magic Kingdom | About 25 minutes, 14 miles via the 429 |
| Downtown Winter Garden | About 18 minutes, 11 miles |
| Downtown Orlando | About 33 minutes, 22 miles |
Buying or selling in Summerlake
What we tell buyers before they tour, and sellers before they list.
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Price the roof, not just the house
The oldest Summerlake homes are approaching the age where Florida insurers start asking about the roof. A 2010 build with its original shingles is a different purchase from a 2017 build, and the inspection and the insurance quote should both happen before you waive anything.
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Compare the full payment
A Summerlake resale at $590,000 with no CDD can carry a lower monthly cost than a $570,000 new build in Lakeside Village with $2,500 a year in CDD, and the resale has the fence, blinds and landscaping done. We run this comparison for every buyer who is deciding between the two.
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Position inside the village matters
Conservation and water lots, distance from Summerlake Park Boulevard traffic, and walking distance to the clubhouse are what separate Summerlake homes at resale. The spread between a plain interior lot and a premium one is often $50,000 or more on otherwise identical floor plans.
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Sellers: the first two weeks decide it
At 37 median days on market, a Summerlake listing that is priced right goes under contract inside a month. One that is priced for last spring sits while the new phases next door offer buyers a rate buydown. We bring the current closed comps and the builder incentive sheet to every listing appointment so the price is set against both.
What buyers say
“I was totally amazed with Vlad and my search for a dream home. He was honest, cordial and very informative. I never felt pressured or rushed.”
Summerlake questions
Still wondering about something? Ask us directly or call (813) 992-3073.
How much do homes in Summerlake cost in 2026?
Over the twelve months to October 2026, the median closed sale was $579,900. Townhomes sold between $395,000 and $475,000 with a median of $440,000, most single family homes traded between about $500,000 and $750,000 with a median of $590,000, and premium lot and pool homes ran into the $800,000s. The custom lakefront estates on Lake Hancock are a separate market above $1.5 million.
Does Summerlake have a CDD?
Not on the parcels we checked (2026). For tax year 2026 they carry no Community Development District assessment, only Orange County’s standard stormwater, garbage and street light charges of about $657 a year. There is a homeowners association for the amenities. That combination is one of the main reasons buyers choose Summerlake over the newer Horizon West phases.
What schools are Summerlake homes zoned for?
For 2026 to 2027, most Summerlake addresses are assigned to Summerlake Elementary, Hamlin Middle and Horizon High. Summerlake Elementary opened in 2024 on Porter Road. Orange County redraws Horizon West zones as new schools open, so confirm the exact address with the OCPS school locator before you make an offer.
Is Summerlake in Winter Garden or Horizon West?
Both. Summerlake is in the Village of Bridgewater, part of the Horizon West master plan in southwest Orange County, and it carries a Winter Garden address in the 34787 zip code. Searches for Summerlake Winter Garden and Summerlake Horizon West point at the same streets.
Who built Summerlake?
D.R. Horton and KB Home built most of the production single family homes and townhomes between 2009 and 2019, and custom builders including Cam Bradford built the lakefront estates. Because the village is finished, there is no builder inventory here; every purchase is a resale.
Resale here, or new next door?
One call and we will run the full monthly cost on a Summerlake resale against the builder’s current incentive package a mile away.